Ombrela.

Legal · Effective January 1, 2025

Privacy Policy.

Ombrela respects your privacy. This policy explains how we collect, use, share, and protect your information.

01 · Information We Collect

We collect information you provide: contact details, travel information (origin, destination, dates, ages), payment information (processed by licensed partners; we do not store full card details), and communications with us. We automatically collect technical information including IP address, browser type, and usage analytics.

02 · How We Use It

To provide quotes and facilitate policy purchases. To communicate about your quote, policy, or claims. To improve services. To comply with state insurance regulations. To prevent fraud. With consent, to send relevant marketing communications.

03 · Sharing

We do not sell personal information. We share with: licensed insurance carriers providing your quotes, Xfirm.io (our technology partner), service providers (analytics, hosting, payments), as required by law, and in business transfers.

04 · Your Rights

Depending on your residence: access, correction, deletion (subject to legal retention), restriction, portability, opt-out of marketing. California residents have additional CCPA/CPRA rights. EU residents have GDPR rights. Contact privacy@ombrela.com to exercise.

05 · Data Security

We implement industry-standard administrative, technical, and physical safeguards. Our website uses HTTPS. Payment data is processed by PCI-DSS-compliant processors. No method is 100% secure.

06 · Cookies

We use cookies and similar technologies to maintain your session, remember preferences, analyze usage, and personalize experience. Control through browser settings.

07 · Children

Ombrela is not directed to individuals under 13. We do not knowingly collect information from children under 13.

08 · International Transfers

Ombrela is US-based. If you access from outside the US, your information may be transferred to and processed in the US, under appropriate legal mechanisms.

09 · Retention

We retain information as long as necessary to provide services, comply with legal obligations (insurance record-keeping can extend 5–7 years), and resolve disputes.

10 · Changes

Material changes notified by email or website notice. The effective date reflects the latest version.

11 · Contact

Privacy questions: privacy@ombrela.com