From a long weekend in the islands to the trip you’ve dreamed about for years. Start with cover that fits where you’re going—and what matters to you.
Find your starting pointA few simple choices will point you in the right direction.
This helps you navigate coverage options. It is not a quote or a coverage determination.
Focuses on eligible emergency medical expenses while you’re away. Some policies include emergency evacuation and other limited travel benefits.
Can combine cancellation and interruption benefits with medical, baggage and travel delay coverage. Reimbursement requires a covered reason.
Whole-trip quoting is not yet available through Ombrela.
Known storms can affect coverage eligibility. Read the policy’s timing rules before relying on hurricane benefits.
Emergency evacuation may require insurer approval and transport to the nearest appropriate facility, rather than your preferred hospital.
Diving, sailing and other activities may have depth limits, exclusions or optional upgrades. Check your exact itinerary.
No universal discount is promised. Compare final premiums for the same travelers, dates, trip costs and benefits. A lower price can also mean lower limits or more exclusions.
No. Eligibility depends on residence, destination, insurer and policy. Some providers exclude Cuba or Haiti. Check every stop, including cruises and multi-country trips.
Benefits vary. Ask your health insurer about international emergency care and evacuation. Original Medicare generally does not cover care outside the US, with limited exceptions.
Review options after booking. Some benefits have time-sensitive purchase requirements, and an event that is already known may be excluded. Read the applicable policy before purchasing.
Coverage details depend on your policy. Learn more from NAIC, Medicare, and Faye’s eligibility FAQ.